Author Archives: mytwocentsguy

Okay, so far during this social distancing I’ve done a pretty decent job of staying active. How am I doing it? Well, I’ve got a smart watch/activity tracker helping me along. Not only does it track my exercise, steps, water intake, caffeine intake, sleep, and whole lot more; it also automatically reminds me to stayContinue reading “Are you on track?”

Well, here in Houston, we are still under a Stay-at-Home order. So, I’ve been doing much of what the rest of the country is doing, watching Netflix. On the menu for today – the movie “Boiler Room” and steaks. It happened to be an awesome day outside so I took advantage of the weather andContinue reading “Netflix and Grill”

As I write this, many, many people across the nation and around the global are out of work. Due the COVID-19 global pandemic and the social distancing measures enacted, jobs that required face-to-face or on-site interaction have been put on hold. Some consequences are a layoff of work forces from companies affected by social distancingContinue reading “Changing Circumstances”

Wow, just….wow. What a whirlwind of events that have transpired. The confluence kicked off by the COVID-19 global pandemic lead to volatile swings in the market – both global and domestic, as well as, the massive drop in oil. It may feel like there is nowhere to run and nowhere to hide, whether it beContinue reading “Nowhere to Run, Nowhere to Hide….”

After writing a few recent post I got to thinking. There may be certain facets of the financial industry people hear about on the news each day, but don’t really know what they are. I’ve decided to start a new series, Back to the Basics, where I’ll cover a few items at a time andContinue reading “Back to the Basics”

In my first blog post I mentioned that I would be reviewing movies for some fun and a change of pace. As we move ever deeper into the COVID-19 pandemic and markets tumble, now’s a good a time as any to take a look at the movie, The Big Short. The Big Short, is aContinue reading “The Big Short”

Wow, oh, wow! What a week it’s been in the markets – both domestically and globally. I’m sure you’ve been paying attention, but if you haven’t, there has a been a massive amount of fear-induced selling due to the novel Coronavirus. In fact there has been so much selling that Dow Jones Industrial average, S&PContinue reading “What’s Happening?”

It’s the beginning of February and just around the corner, at least here in Houston, it will be time to plant seeds for summer vegetables. The growing seasons awaits. In my garden I usually grow tomatoes, cucumbers, green beans, okra, onions, and peppers. I call myself a goat because I’ll eat pretty much everything, myContinue reading “Seeds to Success”

New yield? Yes, but not in a good way. I wrote this post last Monday when the U.S. 10- year Treasury closed with a rate of just 1.52%. One year earlier, it closed at 2.72% What exactly does this mean and what impact does it have? For starters, a 10-year Treasury note is a loanContinue reading “New Year New Yield”

Recently you may have heard that Congress passed the SECURE Act. What is it? Well Congress loves their acronyms, so stay with me here. It’s the Setting Every Community Up for Retirement Enhancement Act of 2019. Clever huh? The bill aims to increase the access to tax-advantaged accounts and preventing older Americans from outliving theirContinue reading “The SECURE Act…what is it?”